Totally Free Checking
Check Into the Savings!

Types of checking accounts available

• Individual and Joint Accounts.
• Business and Organization.

Benefits

• Saves money over most bank checking accounts.
• Convenience of direct deposit or payroll deduction.
• Insured safety of your deposits.
• No need to save and store checks; we do it for you.
• Avoid the embarrassment of overdrawn checks with an Overdraft Line of Credit (to those who qualify).
• Available to you 24 hours a day, seven days a week.
• Access your account with a MHS Debit MasterCard at over 25,000 Surcharge-Free ATMs and thousands more merchants nationwide.

Features

• NO minimum balance requirement.
• NO monthly maintenance fees
• Personalized checks in a wide variety of designs.
• NCUA Federal deposit insurance on deposits up to $100,000.
• Unlimited FREE check writing (no per check costs).
• Check safekeeping.
• FREE 24/7 access with CU*TALK and It’s Me 247.
• Internet Bill Payment Service – First 15 payments are FREE…see how Cool Perk$ can get you unlimited payments!
• Courtesy Pay – save the embarrassment and merchant cost of returned checks (this service is provided for members in good standing)
• Overdraft from line of credit - FREE *
• FREE Debit MasterCard / ATM card (to those who qualify).
• Overdraft Line of Credit (* to qualified applicants).

Costs

• Starter Checks available $2.00 per page of 4
• Stop payment $25
• Overdraft from savings (max. 6 per month) $2.00 each
• Statement copy $3.00 each
• Check copy $2.00 each…can view/copy for free through It’s Me 247 Online Banking
• NSF / Courtesy Pay charge $25 per item